ASH Submits Comments on Inclusion of Clinical Trials Coverage Provision Among Health Reform Benefits Deemed Not Applicable to “Grandfathered” Health Plans

ASH has joined with a number of organizations to submit comments in response to a proposed regulation that includes coverage of routine patient costs associated with clinical trial participation among the benefits deemed to be not applicable to certain health plans in existence prior to enactment of the health reform law.

Under the terms of an ASH-supported provision contained in the health reform law, insurers would be prohibited from dropping coverage because an individual chooses to participate in a clinical trial and from denying coverage for routine care that they would otherwise provide just because an individual is enrolled in a clinical trial. It would apply to all insurance products, including those offered in the Federal Employees Health Benefits Program, and to all clinical trials that treat cancer or other life-threatening diseases. States that have enacted laws and policies that go above and beyond the federal standard laid out in the provision would not be preempted.

However, certain health plans in existence as of March 23, 2010, when the health reform bill became law, were deemed to be "grandfathered" plans, and thus were exempted from many of the new law’s provisions. Included among the benefits that are not applicable to grandfathered plans in a proposed federal regulation issued June 14 is coverage of routine patient costs associated with participation in approved clinical trials. Only when a plan loses its grandfathered status will it be required to abide by the provisions of the health reform law that were not mandated on grandfathered plans, including coverage of clinical trials.

The comments submitted by ASH and other cancer research, cancer care, and patient groups, express concern over grandfathered health plans and ask that the federal agencies involved in drafting the final regulation clarify and emphasize that a health plan may add coverage of routine patient costs for clinical trial participants without losing its grandfathered status. Similarly, the Society’s comments also seek clarification that elimination of coverage for routine patient costs associated with clinical trial participation would, in fact, result in the immediate loss of grandfathered status of the plan. The comments also encourage the Department of Health and Human Services (HHS) to provide information on this topic in written communications to consumers and by including “Coverage of Clinical Trials” as a point of health plan comparison when consumers utilize the HHS health-care website.

ASH is continuing to work with physician organizations and patient groups to ensure adequate coverage for those enrolled in clinical trials.

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